Privacy Policy

Last updated: November 4, 2026

StockSimulatorBD (previously known as SkillDash) is committed to protecting your privacy. This policy outlines how we collect, use, store, and protect your personal information while using our platform, and sets out the terms and disclaimers that apply to your use of the simulator.

Information We Collect

Account information (such as name, email, profile details)
If you sign in with Google, GitHub or Facebook: the basic profile that provider shares with us (see "Signing in with Google, GitHub or Facebook" below)
Usage data (pages, actions, interactions)
Content and submissions you make (comments, simulation activity, community participation)
Technical data (device, browser, IP address, session details)
Approximate location (see "Analytics & Approximate Location" below)
Payment reference data for coin recharges (bKash transaction ID and amount — we do not collect or store your bKash PIN, password, or full account number)

Analytics & Approximate Location

To understand how StockSimulatorBD is used and improve it, we track site-wide analytics for every visitor, whether or not you're logged in:

Session data — pages visited, time spent, device type (mobile/tablet/desktop), and the site or search engine you arrived from
For logged-in accounts, a lightweight per-account visit count and last-visit timestamp, used for account activity and re-engagement purposes
Approximate location at the city/district level (e.g. Dhaka, Chattogram, Khulna), derived automatically from your IP address by our hosting provider's network. This is a coarse estimate, not precise GPS or a street address, and is used only in aggregate — to see which parts of Bangladesh visitors come from — not to track any individual's movements.

Raw session records are kept for a limited period (around 90 days) for troubleshooting and abuse prevention, after which only aggregated, non-identifying counts are retained.

How We Use Your Information

To provide and improve StockSimulatorBD services
To personalize your experience (recommendations, dashboard, notifications)
To communicate updates, offers, or critical information regarding our platform
For analytics and troubleshooting
To detect and prevent abuse (for example, tampering with a virtual balance)
To comply with legal obligations

Data Protection & Security

All data is securely stored and transmitted using industry standards.
We do not sell or share your personal data with third parties except as required by law or with partnership disclosure.
Access to personal data is restricted to authorized staff only.

You can create an account or sign in using Google, GitHub or Facebook instead of a password. When you do, that provider shares only your basic profile with us, and only with your permission:

Your name and profile picture
Your email address (if your account has one)
A provider account ID, used only so you can sign in again

We use this solely to create and run your StockSimulatorBD account: showing your name and picture, sending account emails (verification, payment and rejection notices), and keeping your simulator portfolio linked to you. We do not post to your Facebook, GitHub or Google account, we do not read your friends list or other data, and we do not sell or share this data with anyone. You can remove our access at any time from your provider's settings (for Facebook: Settings & privacy → Settings → Apps and websites).

Your Choices & Rights

You can update or correct your profile details at any time from your Profile page.
You can ask us to delete your account and data, as described below.
Contact us for any other privacy questions.

Deleting Your Account and Data

To delete your StockSimulatorBD account and the data linked to it:

Email hello@shahoriar.bd from the email address on your account, with the subject "Delete my StockSimulatorBD account", or message us on WhatsApp with that email address.
We may ask you to confirm the request from that email address, so no one else can delete your account.
We delete your account within 30 days and email you when it is done.

What we delete:

Your sign-in account (including any Google, GitHub or Facebook connection)
Your profile (name, email, phone, age, picture) and your simulator balance, portfolio and order history
Your Boss Tier and coin recharge request history

We keep only what the law requires us to (for example, payment references for real-money bKash recharges), and only for as long as required. Removing StockSimulatorBD from your Facebook "Apps and websites" settings stops Facebook sharing data with us. Send us the request above if you also want the data we already hold deleted.

Trading Simulator Disclaimer

StockSimulatorBD is an educational paper-trading tool, not a brokerage, investment platform, or financial advisory service:

Nothing on this platform — including prices, charts, AI-generated analysis, or any other content — is financial, investment, tax, or legal advice. It should not be relied on to make real investment decisions.
Market data is sourced from public DSE information and may be delayed, incomplete, or occasionally inaccurate. We simulate real conditions (T+2/T+3 settlement, commission, market hours) as closely as we can, but simulated performance will not exactly match real trading outcomes.
We are not registered with, endorsed by, or affiliated with the Dhaka Stock Exchange, the Bangladesh Securities and Exchange Commission, or any licensed broker.
Past or simulated performance on this platform is not a guarantee or prediction of how any real investment will perform. Before investing real money, please consult a licensed financial advisor or your BO account broker.
If you're new to investing — including if you're moving from safer instruments like Sanchayapatra, fixed deposits, or other government securities into the stock market — please treat this simulator as a practice space to build understanding, not as a signal of what to buy or sell with real capital.

Payments & Virtual Currency

Coins purchased via bKash recharge are virtual trading credits usable only inside the StockSimulatorBD simulator.
Coins have no real-world monetary value, cannot be withdrawn, redeemed for cash, transferred to another account, or exchanged for any good or service outside the simulator.
Recharges are manually reviewed before coins are credited. If a genuine issue occurs with your recharge (for example, a payment taken but coins not credited), contact us and we'll make it right, including a refund where appropriate.
We reserve the right to reverse, freeze, or reset a virtual balance we reasonably believe was obtained through tampering, exploitation, or a forged transaction, without separate notice.

Terms of Use

You're responsible for the activity on your account and for keeping your login credentials secure.
Don't attempt to manipulate prices, balances, or platform data outside the normal use of the simulator; accounts found doing so may be suspended or have their balance reset.
The platform is provided "as is", without warranty of uninterrupted availability or error-free operation, to the fullest extent permitted by law.
These terms are governed by the laws of Bangladesh.

Contact

For any questions or concerns about our privacy policy, please email us at hello@shahoriar.bd.

Your continued use of StockSimulatorBD means you agree to this policy, the terms and disclaimers above, and any updates posted on this page.